Plans Allowed: 14, 48, 88, 75, 90, 93, 133, 149, 162, 168, 178, 192, 802, 807

Click here to checkout LIC Policy codes and corresponding policy names.

Critical illness rider is a new rider to cover major illnesses for the above existing basic plans. This will help the policy holders to avail this benefit by paying a reasonable extra premium.

Critical illness S.A will be payable (only once during the policy term) on the life assured surviving for a period of 28 days from the date of occurrence of any of the following critical illnesses.
  • Heart Attack (Myocardial Infraction
  • Stroke (Cerebro-Vascular Accident)
  • Cancer
  • Kidney Failure
  • Major Organ Transplant
  • Paralysis
  • 3rd Degree Burns
  • Blindness
  • Coronary Artery By-pass surgery
  • Heart Valve Replacement or Repair
  • Aorta graft Surgery

Once the claim under CIR has been admitted, no subsequent charge towards CIR benefit shall be deducted.

Note: S.A under the basic plan will not exceed Rs. 5 Lakh, if PWB rider is opted along with CIR

*Max S.A. under CIR should not be more than basic S.A subject to max of Rs 5 Lakhs