State Bank of India’s net interest margins were above the annual guidance of 3.75 per cent in the first two months of the current quarter, as the country’s largest lender was able to manage the cost of funds by focusing on low-cost deposits.

“3.75 per cent is our guidance and as per two months’ indication, we are outperforming,” said SBI Chairman Pratip Chaudhuri on the sidelines of an event on Saturday.

On that behalf what will be the impact of it on the Indian economy and the middle class of our country.