Below table has info on NEFT / RTGS Timings, Charges and Limits.

Transaction Timings NEFT RTGS IMPS
Monday to Friday 9:00 AM
to 6:30 PM
9:00 AM
to 3:30 PM
24x7
Saturdays 9:00 AM
to 12:30 PM
9:00 AM
to 11:30 AM
24x7
       
Transaction Limits NEFT RTGS IMPS
Minimum No limit Rs 2 lacs No limit
Maximum Rs 5 lacs Rs 5 lacs 50000
       
Transaction Charges NEFT RTGS IMPS
Amounts upto Rs 10,000 Rs 2.50 + ST Not Applicable Rs 5 + ST
Rs 10,000 and upto Rs 1 lakh Rs 5 + ST Not Applicable Rs 5 + ST
Rs 1 lakh and upto Rs 2 lakh Rs 15 + ST Not Applicable Not Applicable
Rs 2 lakh and upto Rs 5 lakh
(Incl. Rs 2 lakh for RTGS)
Rs 25 + ST Rs 25 + ST Not Applicable