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Forum: Personal Finance

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  1. IFSC & MICR Codes

    This sub-forum lists IFSC and MICR Codes of all Banks in India

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    • Threads: 9
    • Posts: 40

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  2. Insurance Policies

    This sub-forum will contain all Insurance policy related details

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    • Threads: 17
    • Posts: 24

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  1. How to Defer (Stop) Personal Loan / Home Loan EMI for say 3 months

    One of my friends told me that its possible to defer or stop personal loan EMI's for 3 months when you have a tight situation. I tried to use it...

    details, finance, free, gold, hdfc, home loan, home loans, how to, live, option, personal loan
    • Replies: 0
    • Views: 14,000
    rmani84
    04-24-2013 11:41 AM Go to last post

  2. Types of Bank deposit

    Traditionally banks in India have four types of deposit accounts, namely Current Accounts, Saving Banking Accounts, Recurring Deposits and, Fixed...

    2011, 2012, amo, bank, banks, basis, charges, company, credit, current, facility, financial, free, india, interest rates, investment, market, minimum balance, number, rates, tax, transactions, what is, what is a, yes bank
    • Replies: 7
    • Views: 5,909
    rosstaylor
    04-16-2013 03:50 PM Go to last post

  3. Citibank NRV - Minimum Balance - Insanely High - 2 Lakhs

    I worked in HP and had my salary account with Citibank ... I quit HP and its no more a salary account ... I have 4 personal loans linked to this...

    2013, banks, charges, credit, credit card, home loan, insurance, minimum balance, mis, mutual funds, online, pe, savings account, sbi, tax
    • Replies: 3
    • Views: 11,293
    rmani84
    04-10-2013 05:34 PM Go to last post

  4. How to Redeem SBI Credit Card Reward Points

    I use SBI Credit Card and the reward points can be used as cash payments which is a very useful feature. For every 2000 points, you can convert to...

    banks, bsnl, call, convert, credit, credit card, details, how to, mtnl, online, phones, sbi
    • Replies: 1
    • Views: 158,416
    rosstaylor
    04-03-2013 10:15 AM Go to last post

  5. Personal financial planning

    Everyone does financial planning in their life. It is about how consciously, systematically and effectively they do it. If you make your budget that...

    current, ema, eps, finance, financial, financial planning, insurance, investing, investment, investment planning, investments, list, long term, market, online, questions, retirement planning, returns, risk management, share market, stock, tax, tax planning, tips, to invest 1 Attachment(s)
    • Replies: 6
    • Views: 5,750
    rosstaylor
    04-03-2013 10:12 AM Go to last post

  6. Minimum Balance (Savings Account) & Non-Maintenance Charges Comparison

    Indian Bank, Allahabad Bank, J&K Bank (JK Bank), Bank of India & Canara Bank seems to be the best banks in-terms of Minimum Balance to be maintained...

    allahabad bank, axis bank, bank of baroda, bank of india, best bank, canara bank, charges, comparison, hdfc, hdfc bank, icici, icici bank, indian bank, indian banks, indusind bank, ing vysya bank, jk bank, kotak mahindra, minimum balance, non-maintenance, obc, pnb, savings account, sbi, sbi bank, yes bank
    • Replies: 6
    • Views: 182,701
    sureshsharma
    03-26-2013 01:48 PM Go to last post

  7. Tax Planning Mutual Funds - Top Performers

    For all those who are looking for the best tax saver mutual fund, you can look at the below ones. The table lists the top performing mutual funds...

    franklin india taxshield, mutual funds, prudential icici tax plan, tax, what is
    • Replies: 2
    • Views: 5,915
    rmani84
    03-19-2013 07:38 PM Go to last post

  8. CTS-2010 Standard cheques

    The Reserve Bank of India (RBI) has prescribed new guidelines on standardization of security features of cheques, which are aimed at enhancing...

    2012, aircel, airtel, bank, bank of, bank of india, banks, eps, faqs, india, list, number, online, options, other than, questions, safe, safety, vodafone
    • Replies: 0
    • Views: 21,783
    rmani84
    11-29-2012 12:46 PM Go to last post

  9. ICICI Credit Card - Interest Charges are pretty High - Useless Reward Points

    I used ICICI Credit Card for almost 5 years and their reward points are totally useless. I find that they use "Reward Points" just as a marketing...

    2012, charges, credit, credit card, icici, sbi
    • Replies: 0
    • Views: 5,485
    rmani84
    11-17-2012 07:21 PM Go to last post

  10. MAB Charges - ICICI Bank Savings Account Charges

    ICICI Bank is now charging insanely high penalty charges for "Minimum Account Balance" (MAB Charges). If you do not maintain minimum account...

    bank, charges, icici, icici bank, india, minimum balance, pe, savings account, sbi, taxes
    • Replies: 0
    • Views: 102,941
    rmani84
    11-17-2012 07:11 PM Go to last post
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